Local AI for Estate Agents: Private AI That Keeps Vendor and AML Files In-House

Estate agents are designated persons under Ireland's anti-money-laundering law, which means every vendor and every buyer above the threshold hands you a passport, a proof of address and, often, evidence of funds — and you're obliged to keep those documents and be able to show them to an inspector. Add the letting side — tenant references, PPS numbers, RTB registrations, landlord bank details, deposit records — and the valuation side, where you hold a vendor's financial circumstances and their reasons for selling. A single agency office holds identity documents for hundreds of people who never became clients.

And the writing never stops. Valuation reports, brochure copy, landlord update letters, RTB dispute correspondence, offer-confirmation letters, the answer to "what did the vendor say about the septic tank?" buried in a 60-email thread. Somebody on the team has a free chatbot open to draft the valuation report faster — and has just pasted the vendor's name, address and mortgage position into it. The PSRA's records rules and the AML obligations were written on the assumption that those files stay under your control.

Local AI keeps them under your control while giving the team the tool they wanted. The property file goes into a document space on a machine in your office; the model reads it at question time and answers with a citation; the valuation report and the letters come back as first drafts in your house style. Nothing crosses your network boundary for the AI step — no third-party processor, no international transfer, no identity document on a server abroad. Our private AI page covers the confidentiality side; the GDPR-compliant AI page covers what a DPC audit would ask.